The process of providing the documents for a mortgage application is mostly about the ability to show how much you earn, where you’ve lived, monthly debts, and account balances. You can provide much of this information in person or on your application; however, there are several additional documents you may need to deliver depending on where you are in the loan approval process.

Document Checklist

  • Last 2 years W2s/1099s (borrower and co-borrower)

  • Last 2 years of Tax Returns (personal and/or business)

  • Copy of Driver’s License (borrower and co-borrower)

  • Copy of Social Security Card (borrower and co-borrower)

  • 2 most current bank statements

  • DD214/Certificate of Eligibility (VA applicants only)

  • Retirement accounts latest quarterly statements

  • Last two years employment history

  • Current Mortgage Statement(s)

  • HOA Documents (if applicable)

  • Divorce Decree (if applicable)

  • Child Support Documents (if applicable)

  • Bankruptcy Documents (if applicable)

  • Judgment of Lien Documents (if applicable)